Commercial Financing for Challenged Credit

3 Rivers Leasing is a story lender for those transactions that make sense but may not fit the mold of traditional lenders.

Transaction Size:

  • $5,000 - $50 million


  • 24 months - 80 months
  • C Credit Terms in excess of 48 months can be reviewed on a case-by-case basis.
  • Lease, Loan or issues structuring
  • Fair Market Value and Nominal Option Purchase (restrictions).

Financial Services for Vehicles

  • Terms from 24 - 82 months depending on age, type and use of vehicles
  • Various structures available

Credit Criteria:

  • Does it make sense?
  • History / Projections
  • Are credit issues (if any) in the past?
  • Satisfactory bank history
  • Favorable industry trends
  • Adequate working capital
  • Sufficient cash flow

Approval Term:

  • Approval is valid 60 days from the date of Approval, with 30-day extensions usually available upon request.
  • Approvals can take as little as the same day. Depending on the size and credit type.

When you need a little extra push to reach your goals. We are here to help you.