Business Working Capital



Turnarounds & Working Capital Backed By Equipment

3 Rivers Leasing can provide working capital for companies in difficult circumstances through direct loan or sale/lease back transactions.
Low credit scores and/or current or past bankruptcies have little effect on approvals of these transactions. Rather, we base decisions on the auction value of available hard assets. We will lend up to 70% of that value in amounts from $1,000 to $30,000,000.
We especially like installed and operating production line equipment such as bottling plants or food processing lines as well as "yellow iron" construction equipment. We can also use receivables and/or real estate to strengthen weak transactions.
A typical deal is for 48 months with a 25% residual/put so stream payments are reduced. Time to funding is usually 15 to 45 days and, of course, a full financial and credit package is needed together with an equipment list and receivables aging report.
This program is also available to public companies without the need for personal guaranties.
Of course, we also offer a full spectrum of transaction structures for less volatile situations including "step up" payment schedules for start up companies where initial payments are low to allow cash flow to develop before dealing with the larger portion of the obligation.

For businesses with a consistent revenue stream, we offer quick-access Working Capital Loans and cash advances. When you are approved in our program, you will receive a lump sum of funds that are automatically deposited into your bank account.
Loan amounts up to $2,000,000 for qualified customers. Start today and receive your money tomorrow. The longer you wait to apply the longer it will take to get the money you need to expand your business. 

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