Purchase Order Financing, Accounts Receivables and Asset Based Lending
We are here to help you increase your bottom line for any industry anywhere in the United States. Good or Bad credit we can help you find a solution.

Accounts Receivable Financing

We Lend MORE than a Bank!!

Accounts Receivable Financing

Accounts Receivable Financing is a method used by businesses to convert sales on credit terms for immediate cash flow. 3 Rivers Leasing adopts a quick and simple approval process and expedites initial funding in 3 to 5 working days.

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Asset Based Lending

3 Rivers Leasing offers higher leverage borrowing ratios than traditional banks. Asset based lending helps you borrow money based on the value of your assets such as raw materials, inventory and accounts receivable.

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Purchase Order Financing

3 Rivers Leasing offers a variety of purchase order financing solutions to meet your trade financing needs. Purchase order financing is suitable for any wholesaler, reseller, importer or any company that buys and resells goods.

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Accounts Receivable Financing

We realize that financing the growth of your business can be challenge. Newly developed or established businesses selling on credit terms will eventually need more working capital due to growth. If your credit sales to commercial accounts have created a cash flow shortage in your business, then your company will benefit the most by utilizing our accounts receivable financing service. Business owners realize that there is no need to borrow money from a bank in order to offer credit terms to customers.

What is Accounts Receivable Financing?

Receivable financing, also known as factoring is a method used by businesses to covert sales on credit terms for immediate cash flow. Financing accounts receivable has become the preferred financial tool in obtaining flexible working capital for businesses of all sizes. The receivables credit line is determined by the financial strength of the customer (buyer), not the client (The seller of the receivables).

Accounts Receivable Financing is available in days, not weeks.

3 Rives Leasing makes receivable financing easy to obtain with minimal paperwork. Our decisions are not based on financials, tax returns or even equity to debt ratios. We make decisions primarily on the invoicing process and the credit strength of the account debtor (buyer). We specialize in evaluating and financing accounts receivable and can make a prompt decision within a day. This financial solution involves very little underwriting. The approval can come in as little as 48 hours.

The Hidden Collateral: Asset Based Lending for Working Capital

3 Rivers Leasing can provide lending services based on existing assets of the business. This allows entrepreneurs to strengthen their capacity to borrow funds by utilizing accounts receivable and inventory as collateral. This Financial solution is excellent for businesses which have plenty of assets to offer as collateral, but lack working capital in their business.

Business Qualifications for Receivable Financing and Factoring

Our financing programs can accommodate companies with seasonal or uneven sales patterns or start-up operations with no financial base to rely upon. Any business can qualify for receivable financing if it generates sales on open credit terms to customers with financial credit strength. Most of our clients are trying to find a solution to finance their growth or whose past earnings will not justify a traditional loan or credit line increase.

What Industries Qualify for Receivable Finance?

Each industry is evaluated differently because no industry invoices by the same method. Not all factoring companies accept every industry. As a rule of thumb, your business must sell to a good credit worth account debtor (customer), a receivable or invoice that can be verified or has an acceptance (signed off) by the account debtor. Receivable financing is available to all industries that provide services, or deliver products to commercial accounts. The sale must be "final sale" with no contingencies or disputes. The service or product must be completely delivered in order for an invoice (receivable) to be eligible for funding.

3 Rivers Leasing is a Factoring Company that Provides a wide range of financial services

Providing purchase order financing, asset based lending and factoring for just about every industry that sells on credit terms.

Receivable Financing and Factoring rates as low as 0.69% - 1.59%

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Call now for details:           970-663-7306

Industries 3 Rivers Leasing Factors in the USA & Canada

3 Rivers Leasing, a nationwide factoring company headquartered in Colorado. Provides accounts receivable financing in the USA, Canada and the UK. Offering export trade finance to clients in every major world market and can convert receivable finance transactions in 17 currencies. The USA location provides factoring services to the following:


If your business industry is not listed, that does not mean that we cannot help you. Contact us to discuss your options.

Advertising Agency's
Agriculture & Produce
Factoring Service Providers
Healthcare Providers
Government Contracts
Medical Providers
Oil Field & Gas
Publishing Companies
Receivables for Engineers
Security Guards
Staffing Agencies
Cash Flow Lender
Commercial Credit
Electric Motor Industry
Freight Brokers - Factoring
International Factoring
Invoice Discounting
Invoice Lending Services
Motor Industry
Packaging & Corrugated