New & Used Equipment Financing Process
3 Rivers Leasing
970-663-7306
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Equipment Financing / Equipment Leasing Programs For Most Credit Types

Loan and lease options to meet your commercial vehicle needs
We can help you determine the right equipment finance strategy for your business. Choose from a variety of loan and lease options to build or expand your fleet. We can provide:
  • Financing and refinancing of new and used equipment
  • Terms from 12 to 84 months
  • Competitive fixed or floating interest rates
  • Seasonal payment structures
  • Interim financing
  • Term loans
  • Standard and modified TRAC leases
  • Equipment lines of credit
  • Lease purchase agreements
  • Dealer retail finance programs
Our customers
We work with wholesales, distributors, retailers, and manufactures that use Class 6,7 and 8 vehicles. Our customers include owner / operators, highway fleets (including private fleets), leasing companies, and commercial vehicle dealers.

Contact us today, and get your approval same day. 970-663-7306
Equipment Leasing Options


We have several leasing options, such as; simple interest loans, $1.00 buy out leases, 20% residual leasing and straight FMV financing.

Tell us your equipment leasing goals and let us put together the best equipment leasing package for you!
  • Application Only Programs
  • $1.00 Buy Out Leases (where available)
  • 10% Residual Leases
  • And more

Contact us at, 970-663-7306 or
request a contact from our equipment finance professionals.
Equipment Leasing Process

Once you have completed our one-page application we will review it in our office. Leasing amounts for equipment normally can be approved without tax returns or financial statements.
Once your leasing application is approved, which normally takes about one day, we will call you to go over the terms and conditions of your approval on the equipment. Once you accept the terms, documents will be prepared so that your vendor can be paid and you can get the equipment to grow your business.
Equipment Leasing Highlights


  • New and Used Equipment
  • $1.00 Buy Out Leases!
  • Terms up to 60 months
  • Financing for $1,000 and up
  • Start-Up companies, OK
  • Try our Working Capital Program
  • C Credit Program Available
  • Lower credits will require a financial package and / or collateral listing
  • We want to know your companies story to help the approval process